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Real Estate Maryland Real Estate Salesperson Examination Sample Questions:

1. A first-time home buyer needs to take out a loan to help finance his purchase. What's the first thing he must do once the seller has accepted his offer and the contract has been finalized?

A) Submit a written application for financing
B) Pay off all his credit cards
C) Request the settlement date be delayed 30 days
D) Check his credit score

2. The power of the state to claim property when the owner dies without a will and without locatable heirs or creditors is also known as ______.

A) Escheat
B) Taking
C) Life estate
D) Eminent domain

3. What type of ownership do most corporations use to hold real property?

A) Severalty
B) Trust
C) Common
D) Joint tenancy

4. What must an agent do if they receive an undisclosed bonus from a seller to incentivize closing by a certain date?

A) The agent should pay the bonus to the broker.
B) The agent can accept the bonus without any disclosure requirements.
C) The agent must disclose the bonus to any buyers they are working with on the transaction.
D) The agent should keep the bonus confidential and not inform the broker.

5. In relation to Maryland's PHIFA, if a foreclosure consultant is found to have intentionally violated the law, what's the maximum penalty the consultant may have to pay to a consumer who brings a private action?

A) Twice the actual damages
B) Actual damages
C) Three times the actual damages, plus attorney's fees
D) Actual damages, plus attorney's fees

Solutions: